There are always Complications

At 8:45 yesterday morning I got a call from the Mortgage broker that was spearheading our home loan. She told me that the lender had another appraiser (their second, overall the fourth) come out to the house the day before and he said the house had some problems. First on the back porch there was a small window that was broken, a window that is on a porch we want to remove. The way I see it we have a head start with that broken piece missing already, every little bit helps. The other issue was with a window on the second story that had a treated and sealed covering with in the frame of the window instead of glass. The appraiser called it a boarded up window like we had some sort of condemned crack house. The report he turned in to the lender lead them to put the loan on hold while those items were fixed.

Our broker went to the house to take pictures of the supposed issue and worked the phones with the lender late into the afternoon finally moving far enough up the ladder (a vice president) to make a difference and get them to sign off. Once this happened the lender needed to get all the documents together and over to the title company and they dragged their feet for 3 hours until the title company finally shut down the deal for the night. Our 4 PM close was called off at 5:45 PM and rescheduled to 2 PM today. I think Kate's face in the below picture summarizes our feelings on the issue.